Ominous Loan Note
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|Ominous Loan Note|
|Immediately receive a large sum of gold! All gold gained, with interest, will go toward paying off this debt.|
Description[edit | edit source]
On pickup, the item gives the player 250 gold. Starting on the next floor, any gold you gain while you're in debt goes straight towards that loan of 250. The interest rate is 10% per level (So when you start a level, if you have a debt of 100 gold left, that increases to 110 gold)
Strategies[edit | edit source]
A rather situational relic, the Ominous Loan Note can be useful if you really need to buy something at the shop of the current floor. 250 Gold coins are more than enough to purchase any item you desire (Assuming it's not affected by items such as Armor of Greed or Golden Saber of Envy). However there are better alternatives such as Glove of Midas that will increase your overall coin income and with the added benefit of it being able to be discarded in the later levels for more appropriated relics. This relic can, however, be used to trigger the bonus of the "Curse Eater" relics, with the added benefit of being a safer option since it won't reduce any stat.
Item combos[edit | edit source]
- Glove of Midas , Tears of Midas and Journal of Midas: They all will increase the overall coin gain, so you can pay off the debt incurred by this relic afterwards.
- Curse Eater's Mask , Curse Eater's Vest and Curse Eater's Watch: Since it's a cursed relic, it will boost the beneifts of the "Curse Eater" relics. The Ominous Loan Note is a somewhat safer option as it won't penalize any stat, such as health or movement speed.